Blog

Seasonal Financing

Seasonal Financing Tips: Get Your Business Holiday-Ready

Here's the thing about the holidays: they can absolutely transform your business's bottom line. Or they can leave you watching from the sidelines as competitors scoop up all those eager customers. For most Canadian small businesses,...
Interest Rate

How Rising Interest Rates Affect Your Business Loan in 2025

Interest rates have been on a rollercoaster lately. If you're a Canadian business owner looking at financing options, you've probably noticed that borrowing costs aren't what they were a few years ago. And honestly? It's making...
Business Financing Myths

Small Business Financing Myths — Busted!

Every week, another business owner tells me why they can't get financing. Bad credit. No collateral. Too new. Too small. And every week, I watch similar businesses walk out with funding. The problem? They're operating on...
Loan or Line of Credit

Business Line of Credit vs. Loan: Which Makes More Sense?

Last month, a client asked me which was better: a business line of credit or a loan. I said "yes." He didn't find that helpful. But here's the thing. Asking about business line of credit vs...
Application Rejected

Top Reasons Business Loan Applications Get Rejected in Canada (And How to Fix Them)

Getting rejected for a business loan feels personal. Like the bank looked at everything you've built and said "not good enough." Here's what they don't tell you: most business loan denial Canada cases aren't about your...
Fast

How Fast Are Same-Day Business Loans in Canada—Really?

"Same day funding available!" Every lender's website screams it. Then you apply at 9 AM expecting money by lunch. It's now 4:47 PM and you're still uploading documents. Let's get real about same day business loans...