Archive for author jodi-l

how to improve your credit score in 2025

How to Improve Your Credit Score Before Applying for Business Financing

Applying for a business loan can feel stressful, especially when you’re not sure where your credit stands. Your credit score is essentially a snapshot of how lenders view your financial reliability. A higher score can open...
Business financing concept showing loan application and financial planning in Canada.

How to Qualify for Small Business Loans in Canada in 2025

Securing small business loans in Canada in 2025 doesn’t have to feel overwhelming. Whether you’re exploring options through a traditional bank, an online lender, or a government-backed program, the key is demonstrating that your business is...
Seasonal Financing

Seasonal Financing Tips: Get Your Business Holiday-Ready

Here's the thing about the holidays: they can absolutely transform your business's bottom line. Or they can leave you watching from the sidelines as competitors scoop up all those eager customers. For most Canadian small businesses,...
Interest Rate

How Rising Interest Rates Affect Your Business Loan in 2025

Interest rates have been on a rollercoaster lately. If you're a Canadian business owner looking at financing options, you've probably noticed that borrowing costs aren't what they were a few years ago. And honestly? It's making...
Business Financing Myths

Small Business Financing Myths — Busted!

Every week, another business owner tells me why they can't get financing. Bad credit. No collateral. Too new. Too small. And every week, I watch similar businesses walk out with funding. The problem? They're operating on...
Loan or Line of Credit

Business Line of Credit vs. Loan: Which Makes More Sense?

Last month, a client asked me which was better: a business line of credit or a loan. I said "yes." He didn't find that helpful. But here's the thing. Asking about business line of credit vs...